I think that instead of thinking about the patients you are thinking about the money only. My mom age 63 slipped and her wrist got fracture. But i dont think that 2.5 hours long surgery is required for the same. It can be cured using the plaster as well. But once the doctor got to know that patient has medical insurance, a surgery is planned (3 wired inserted into her hands). Also every week dressing is going on so my mother is going through lot of pain. I think doctors should consider money but atleast thought about the pain to patients as well.
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