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Hi, I had a loan with abfl no-LXS-B[protected], I applied for moratorium but they had not considered and represented the ECS to bank multiple times from April-20 to July-20 so bank has deducted Rs-7000/- from my bank account so closed my bank account, when i checked my loan statement they are they also adding bounce charges multiple times and now they are calling me continuously to pay the extra penalty charges and sent collection person to my home and the lady who is handling my account is clearly warning me and using abusive words, I need some legal help on this..